Quantcast
  1. Welcome to Bantam Talk

    Why not register for an account?

    Not only can you then get fully involved in the community but you also get fewer ads

  2. Premium Membership now Available


    Please see this thread for more details

    Dismiss Notice

Insurance quote for new driver.

Discussion in 'General Chat' started by Bronco, Aug 15, 2018.

  1. Bronco

    P.L. 23/24 Top 20 Euro24 PL Entrant P.L.24/25 Entrant P.L. 20/21 Top 30 Supporter Euro 2020

    Joined:
    Apr 8, 2018
    Messages:
    40,214
    Likes Received:
    43,905
    Can anyone suggest an insurance company who may specialise with regards new drivers any suggestions will help.
    Cheers
     
  2. NorthernMonkey

    Supporter

    Joined:
    Apr 10, 2018
    Messages:
    11,148
    Likes Received:
    22,216
    Just don't bother insuring it. The fine is miles cheaper than the insurance and he'll fit right in if he lives in Bradford as around 50% of the drivers in certain postcodes are uninsured anyway.
     
  3. Bronco

    P.L. 23/24 Top 20 Euro24 PL Entrant P.L.24/25 Entrant P.L. 20/21 Top 30 Supporter Euro 2020

    Joined:
    Apr 8, 2018
    Messages:
    40,214
    Likes Received:
    43,905
    It did run through my mind when two of the insurance companies told us their quote both £2,000+ per year, he lives Queensbury way, I'd have thought one of the cheaper post codes for getting a car insured.
     
  4. Bigrod

    Staff Member Moderator P.L.24/25 Entrant P.L. 20/21 Top 30 Qatar 2022 Entrant Supporter

    Joined:
    Apr 8, 2018
    Messages:
    9,651
    Likes Received:
    12,144
    Perhaps use Money Saving Experts website, they usually have very good links. https://www.moneysavingexpert.com/car-insurance/young-drivers/
     
    Bronco likes this.
  5. Get Rid Of It

    P.L. 20/21 Top 20 Supporter

    Joined:
    Apr 25, 2018
    Messages:
    2,137
    Likes Received:
    1,978
    After being on my insurance for his first year as a named driver my lad got an e-mail from go girl.com and now aged 20 the quote was approx £660.
    But yeah, it was a bit wierd that he is fixed up with them and they wanted my no-claims form even though i am not the main driver of that car.
     
    Stop hovering to collapse... Click to collapse... Hover to expand... Click to expand...
  6. Nottsy

    Nottsy Squad Player

    Joined:
    Apr 13, 2018
    Messages:
    6,205
    Likes Received:
    8,931
    When I lived in Bradford, I registered and insured my car from my Mums in Huddersfield (HD3), it halved the cost.
     
    Bronco likes this.
  7. Bronco

    P.L. 23/24 Top 20 Euro24 PL Entrant P.L.24/25 Entrant P.L. 20/21 Top 30 Supporter Euro 2020

    Joined:
    Apr 8, 2018
    Messages:
    40,214
    Likes Received:
    43,905
    I was wondering if he might register and insure his car from his grandads address in Pontefract, it won't be my decision anyway so it's up to his parents, cheers.
     
  8. Storck

    Storck Regular Starter

    Joined:
    Apr 8, 2018
    Messages:
    38,975
    Likes Received:
    29,644
    If he does that and it is found out then his insurance will be invalid so he could get points on his license, charges with fraud, and end up paying more for insurance for the rest of his life due to having to admit to insurance fraud
     
  9. Bronco

    P.L. 23/24 Top 20 Euro24 PL Entrant P.L.24/25 Entrant P.L. 20/21 Top 30 Supporter Euro 2020

    Joined:
    Apr 8, 2018
    Messages:
    40,214
    Likes Received:
    43,905
    Yes I get that, as I said it wont be my decision but I doubt they will go down that road.
     
  10. Bigrod

    Staff Member Moderator P.L.24/25 Entrant P.L. 20/21 Top 30 Qatar 2022 Entrant Supporter

    Joined:
    Apr 8, 2018
    Messages:
    9,651
    Likes Received:
    12,144
    Also get a criminal record which could adversely impact on job prospects. Any potential partner may not be happy about having a relationship with someone who has that history.
     
    Storck likes this.
  11. Nottsy

    Nottsy Squad Player

    Joined:
    Apr 13, 2018
    Messages:
    6,205
    Likes Received:
    8,931
    Saved me a couple of grand. Win win.
     
  12. Storck

    Storck Regular Starter

    Joined:
    Apr 8, 2018
    Messages:
    38,975
    Likes Received:
    29,644
    Is there a reward for grassing on criminals?
     
  13. Bigrod

    Staff Member Moderator P.L.24/25 Entrant P.L. 20/21 Top 30 Qatar 2022 Entrant Supporter

    Joined:
    Apr 8, 2018
    Messages:
    9,651
    Likes Received:
    12,144
    If he is on the electoral register in Pontefract, the householder declares that he lives there (in case they are getting discounted CouncilTax rates) and registered with a GP and employers as being domiciled there, then technically he could stay over in Bradford as a guest.
     
    Storck likes this.
  14. Nottsy

    Nottsy Squad Player

    Joined:
    Apr 13, 2018
    Messages:
    6,205
    Likes Received:
    8,931
    feck knows.
     
    Storck likes this.
  15. Storck

    Storck Regular Starter

    Joined:
    Apr 8, 2018
    Messages:
    38,975
    Likes Received:
    29,644
    Potty mouth
     
  16. Hugh Jarse

    P.L. 23/24 Top 30 Euro24 PL Entrant P.L.24/25 Entrant P.L. 20/21 Top 20 Qatar 2022 Entrant Euro 2020

    Joined:
    Apr 9, 2018
    Messages:
    1,911
    Likes Received:
    860
    My son found Admiral very helpful (read cheapest) when insuring his first car. Other than that what about trying a local insurance broker?
     
    Bronco likes this.
  17. Craven Cottager

    Craven Cottager Squad Player

    Joined:
    Apr 8, 2018
    Messages:
    7,801
    Likes Received:
    13,235
    Always use confused.com
     
    trevor likes this.
  18. Utters0

    Utters0 Emergency Backup

    Joined:
    Apr 10, 2018
    Messages:
    667
    Likes Received:
    720
    Marmalade specialise in new drivers, google them.
     
    Bronco likes this.
  19. Idlebantam

    P.L.24/25 Entrant P.L. 20/21 Top 10

    Joined:
    Apr 8, 2018
    Messages:
    10,555
    Likes Received:
    23,498
    Make sure he/she names a parent as second driver, it reduces the premium with whoever you end up going with, and is not illegal, assuming the parent at least drives it around the block once or twice, unlike Nottsy suggestion, which is actually fraudulent
     
    Storck and Bronco like this.
  20. Bronco

    P.L. 23/24 Top 20 Euro24 PL Entrant P.L.24/25 Entrant P.L. 20/21 Top 30 Supporter Euro 2020

    Joined:
    Apr 8, 2018
    Messages:
    40,214
    Likes Received:
    43,905
    Thanks for your input guys I'll send my daughter the legal responses :thumbsup:.
     
    Utters0 likes this.

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice